India · Punjab
Bank branches in Ludhiana: IFSC codes by bank
Ludhiana has 675 bank branches from 43 banks. To receive money from abroad into an account in Ludhiana, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.
By branch count Ludhiana is the 20th largest city in India, and holds about 11% of the 6,294 branches in Punjab. Punjab National Bank has the widest network here with 107 branches — about 16% of everything in the city. At the other end, 8 banks keep just a single branch in Ludhiana, usually a regional or cooperative one. That spread is why the IFSC matters: 43 banks issue codes in this one city, and only the recipient's own branch code will route the payment.
Banks with branches in Ludhiana
| Bank | Branches in Ludhiana |
|---|---|
| Punjab National Bank | 107 |
| State Bank of India | 73 |
| HDFC Bank | 51 |
| Axis Bank | 51 |
| ICICI Bank Limited | 43 |
| Union Bank of India | 33 |
| Punjab and Sind Bank | 30 |
| Bank of Baroda | 28 |
| Bank of India | 28 |
| Canara Bank | 28 |
| Indian Bank | 20 |
| UCO Bank | 19 |
| Indian Overseas Bank | 18 |
| Central Bank of India | 14 |
| Indusind Bank | 14 |
| Bank of Maharashtra | 14 |
| Kotak Mahindra Bank Limited | 13 |
| Bandhan Bank Limited | 11 |
| IDBI Bank | 11 |
| Yes Bank | 11 |
| Federal Bank | 6 |
| Idfc First Bank Ltd | 6 |
| Capital Small Finance Bank Limited | 5 |
| Au Small Finance Bank Limited | 4 |
| Equitas Small Finance Bank Limited | 4 |
| Rbl Bank Limited | 4 |
| Dcb Bank Limited | 3 |
| Jammu and Kashmir Bank Limited | 3 |
| Jana Small Finance Bank Ltd | 3 |
| City Union Bank Limited | 2 |
| Dbs Bank India Limited | 2 |
| Karnataka Bank Limited | 2 |
| South Indian Bank | 2 |
| Ujjivan Small Finance Bank Limited | 2 |
| Unity Small Finance Bank Limited | 2 |
| Csb Bank Limited | 1 |
| Deutsche Bank | 1 |
| Fino Payments Bank | 1 |
| Karur Vysya Bank | 1 |
| Standard Chartered Bank | 1 |
| Saraswat Cooperative Bank Limited | 1 |
| Tamilnad Mercantile Bank Limited | 1 |
| Utkarsh Small Finance Bank | 1 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Ludhiana that are not in the table above.
How to send money to Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many bank branches are there in Ludhiana?
675 branches from 43 banks, according to the Reserve Bank of India's register. That is the 20th largest concentration of any city in the country.
How do I send money to someone in Ludhiana?
You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.
Do all banks in Ludhiana use the same IFSC code?
No. The code identifies a single branch, not the bank and not the city — there are 675 different codes in use in Ludhiana alone. Two branches of the same bank on the same street have different codes.
What is the fastest way to receive money in India?
Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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