India · Ludhiana

Axis Bank in Ludhiana: IFSC codes and branch details

Axis Bank operates 51 branches in Ludhiana, out of 7,061 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.

That is about 7.6% of the 675 bank branches in Ludhiana, which makes it the 4th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is Axis Bank's 12th largest city in India and holds about 12% of the 417 branches the bank runs across Punjab. Nationally Axis Bank is the 9th largest bank in the Reserve Bank of India's register, with 7,061 branches. Every code on this page starts with UTIB0 — those four letters are Axis Bank's own identifier, used at all of its branches nationwide.

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IFSC codes for Axis Bank branches in Ludhiana

IFSC codes, branch names and addresses
IFSC codeBranchAddress
UTIB0000042LudhianaShop No.3, Lgf, Surya Towers 108 the Mall
UTIB0000281Jagraon PunjabKhasra Road No 937 Tehsil Road
UTIB0000324Miller Ganj, LudhianaB-15-179/1, Nirankari Kucha 4, G. T. Road Btw Vishwakarama & Dholewal Chowk
UTIB0001026Mata Rani Chowk, LudhianaGround Floor & Basement, Plot No. B-ii - 1372/1-2 and 1597/1, Mata Rani Chowk, Bhadaur House…
UTIB0001393Dugri RoadUpper Ground Floor & First Floor, Sant Fateh Nagar, Dugri Road , Model Town, Ludhiana , Punjab…
UTIB0001474Chandigarh RoadUpper Gorund Floor, Chandigarh Road , Ludhiana , Punjab , Pin 141001
UTIB0001809Gurdevnagar BranchAxis Bank Ltd 28-f Gurdev Nagar, Malhar Road, Dist. Ludhiana 141001
UTIB0001861Ferozepur Road, LudhianaGround Floor, 457-g, Brs Nagar, Distt. Ludhiana-141001
UTIB0001982JassianAxis Bank Limited Village Jassian -141008 Tehsil & Distt
UTIB0001984Baran HaraGround Floor, Plot No. 15, Village Baran Hara, Tehsil Ludhiana, Distt. Ludhiana, Punjab, Pin…
UTIB0002129Mangli NicchiGround Floor, Village Mangli Nicchi, Post Office Ramgarh, Distt. Ludhiana, Punjab, Pin 141010
UTIB0002131Hambran RoadGround Floor, Khasra No. 5//12, 19/1, Khata No. 316/326, K. B. Towers, Hambran Road, Ludhiana…
UTIB0002152GurehGround Floor, Village Gureh, Tehsil Mullanpur, Distt. Ludhiana, Punjab, Pin 142022
UTIB0002367ChomonGround Floor, Vill Chomon, Tehsil Maloud, Dist. Ludhiana, Punjab, Pin 141119
UTIB0002395Bhamian KalanGround Floor, Khata No. 452/503, 453/504, 454/505, 455/506, Village Bhamian Kalan, Tehsil&dist…
UTIB0002411RurkaGround Floor, Village Rurka, Teh Dehlon, Ludhiana, Punjab, 141118
UTIB0002475Brahman MajraHadbast No.264, Village Brahman Majra, Tehsil and Dist Ludhiana, Punjab, Pin 141006
UTIB0002477Katani KhurdGround Floor, Village Katani Khurd, Tehsil and District Ludhiana, Punjab, Pin 141113
UTIB0003086Kesar Ganj ChowkGrd Flr Municipal No Bv Ii 783 Lakkar Bazar
UTIB0003111Sundar Nagar BranchGround Floor B 242714 Khata No 604642 Khasra No 5001155683 Sunder Nagar Chowk Ludhiana Punjab…
UTIB0003344Focal Point LudhianaGround Floor Sherpur Kalan Opposite Focal Point
UTIB0003670Model Town LudhianaGf Model Town
UTIB0003927Ludhiana Civil LinesKhasra No. 3604 12 Opposite Vivek Nagar Ludhiana 141001
UTIB0004352Bahadurke RoadGroud Floor, Scf 18, New Grain Market, Taraf Karabara, Ludhiana 141008
UTIB0004408FieldganjGround Floor, Sco 25, Fieldganj, Ludhiana 141008
UTIB0004696Phase Two DugriGround Floor, Sco 62, Phase 2, Dugri
UTIB0004809Pau LudhianaPunjab Agricultrual University Campus, Ferozepur Road
UTIB0004819GillUpper Ground Floor, Opposite Sub Registrar Office, Near Patna Kanda, Malerkotla Road, Gill Vpo…
UTIB0004971ThakarwalBasement and Ground Floor, Omaxe Mall, Sco 81, Village Thakarwal, Pakhowal Road
UTIB0005065BhagwanpuraVillage Bhagwanpura, Hadbast No 250, Tehsil Dehlon, Dist Ludhiana, Punjab 141206
UTIB0005135JhamatGround Floor Sco 1 Hadbast 154 Village Jhamat Tehsil and District
UTIB0005212Rk RoadGround Floor 370, Industrial Area A, Rk Road, Ludhiana, Punjab 141003
UTIB0005240NurwalaGround Floor, Village, Nurwala, Ludhiana, Punjab 141007
UTIB0005260Giaspura LudhianaGround Floor, Sua Road, Giaspura, Ludhiana, Punjab 1410014
UTIB0005297ChuharpuraAxis Bank Ltd, Ground Floor, Near International Public School, Village Chuharpura, Tehsil
UTIB0005373RattanAxis Bank Ltd, Ground Floor, Plot No 337, Khewat No 99 92 and 100 93, Khatauni No 108 and 109
UTIB0005374UmedpurGround Floor, Village Umedpur, Ganpati Estate, Dehlon Road, Opposite Electricity Grid
UTIB0005377HathurAxis Bank Ltd Ground Floor Khasra No 929, 947 Khata No 463/478 Barnala Road Village Hathur…
UTIB0005514Feroze Gandhi MarketAxis Bank Ltd, Basement and Ground Floor, Sco 15, Green Park Avenue, Feroz Gandhi Market…
UTIB0005801Bagga KalanBagga Kalan, Ground Floor, Khata No 41 61, 40 60, 39 59 Khasra No 14 9, 14 10, 14 1, 14 2, 15…
UTIB0005808LudhianaAxis Bank Ltd, South City, Ludhiana Ground Floor Khata No 152, Fatehpur Awana Canal Road…
UTIB0005809Benjamin Road BranchBenjamin Road Branch, Ground and First Floor, B 11 439 1, Benjamin Road, Near Division Number…
UTIB0005890Haibowal Kalan LudhianaGround Floor, Khata No 1651by1788, Khasra No 22by7 5, 0 Measuring 0k, 2.5by6m and 0k 8.1by2m…
UTIB0005952KhawajkeGround Floor, Khata No 17 17, Khasra No 77 78, Village Khawajke, Rahon Road, District and…
UTIB0005956Barewal RoadGround Floor, Wood Stock Tower Shiva Group Building 38, 19, 2, 21 22 23, Adarsh Colony Opposite…
UTIB0005957DehlonGround Floor, Main Chowk, Kila Raipur Road, Village Dehlon District and Tehsil Ludhiana, Punjab…
UTIB0006140Khasi KalanGround Floor, Khata No 72 83, 269 309 Khasra No 98 23 3, 98 12 1, 19 2, 20 1, 22 3, 23 1…
UTIB0006188Shimlapuri Gill RoadAxis Bank Ltd, B, 22, 3273, Khasra No 243, 1, 4, Chet Singh Nagar, Shimlapuri Gill Road
UTIB0006409Mbwc LudhianaAxis Bank Ltd, Ground Floor, Property No B, 20, 2433, 1, Uid No B020, 02973, 002, Jai Kartar…
UTIB0006664Vishal Nagar Pakhowal RoadGround and First Floor, Khasra No 593 594 1, Khewat No 363 365, Ludhiana, District and Tehsil…
UTIB0SLDH01The Ludhiana Central Cooperative Bank LtdNear Rakhbagh, Civil Line, Ludhiana, Pin-141001

All 51 branches the register lists for Axis Bank in Ludhiana. Ask your recipient for the exact branch name to confirm the code.

Find a branch by its IFSC code

All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Axis Bank branches outside Ludhiana.

How to send money to a Axis Bank account in Ludhiana

  1. Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
  2. Fund your transfer from your own USD, EUR or GBP account details.
  3. Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.

Common questions

What is the IFSC code for Axis Bank in Ludhiana?

There is no single code — each of the 51 branches in Ludhiana has its own. They all begin with UTIB0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.

Which Axis Bank branch in Ludhiana should I send to?

The one where the account was opened — the code is tied to that branch, not to the city, and Axis Bank has 51 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.

Do I need the IFSC code to receive money in Ludhiana?

Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.

Is Axis Bank the biggest bank in Ludhiana?

No. With 51 branches it ranks 4th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.

What if I have the wrong IFSC code?

The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.

Where this data comes from

Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].

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