India · Ludhiana
UCO Bank in Ludhiana: IFSC codes and branch details
UCO Bank operates 19 branches in Ludhiana, out of 3,436 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 2.8% of the 675 bank branches in Ludhiana, which makes it the 12th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is UCO Bank's 17th largest city in India and holds about 12% of the 153 branches the bank runs across Punjab. Nationally UCO Bank is the 14th largest bank in the Reserve Bank of India's register, with 3,436 branches. Every code on this page starts with UCBA0 — those four letters are UCO Bank's own identifier, used at all of its branches nationwide.
IFSC codes for UCO Bank branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| UCBA0000104 | Chaura Bazar Ludhiana | UCO Bank B O Chaura Bazar , Ludhiana , Punjab Pin 141008 |
| UCBA0000127 | Millergunje Ludhiana | Miller Ganj Near Vishkarma Chowk Oberai Tower Ludhiana 141001 UCO Bank, Millerganj Gt Road… |
| UCBA0000424 | Manghat | Basti Jodhewal Chowk, Rahon Road Ludhiana , Ludhiana , Punjab Pin 141007 |
| UCBA0000453 | Jugiana | G T Road Vpo Jugiana , Ludhiana , Punjab Pin 141017 |
| UCBA0000534 | Civil Lines Ludhiana | Bharat Nagar Chowk Civil Lines , Ludhiana , Punjab Pin 140001 |
| UCBA0000595 | Dhandari Kalan | B 17 Focal Point, Dhandari Kalan Ludhiana , Ludhiana , Punjab Pin 141010 |
| UCBA0000658 | Alamgir | Vpo. Alamgir Gurudwara Complex. , Ludhiana , Punjab Pin 141116 |
| UCBA0000765 | Habowal Kalan | Haibowal Kalan Main Road, Ludhiana , Punjab Pin 141001 |
| UCBA0000824 | Dalbazar Ludhiana | UCO Bank Dal Bazar , Daresi Road , Ludhiana , Punjab Pin 141008 |
| UCBA0000927 | Municipal Corp Ludhiana | Opp. Sheetla Mata Mandir, Mata Rani Chowk, Beri Street Ludhiana, Ludhiana , Punjab Pin 141008 |
| UCBA0001340 | Dmc Hospital Ludhiana | Dmch, Civil Lines, Ludhiana , Punjab Pin 141001 |
| UCBA0001576 | New Grain Market Ludiana | St. No.17, Dashmesh Nagar, Gill Road , Ludhiana , Punjab Pin 140013 |
| UCBA0001577 | Nandi Coloney Khanna Chandigarh | Lalheri Road, Khanna, Distt. Ludhiana , Ludhiana , Punjab Pin 141401 |
| UCBA0002066 | Mid Corporate Ludhiana | UCO Bank, Mid Corporate Branch 2510 10, R. K. Road, Industrial Area A , Ludhiana , Ludhiana… |
| UCBA0002595 | Jagirpur | Rahon Road Chungi Jagirpur Road Jagirpur Ludhiana , Ludhiana , Punjab Pin 141007 |
| UCBA0003024 | Gill | Near Dr. M. S. Gill V. P. O. Gill , Ludhiana , Punjab Pin 141116 |
| UCBA0003316 | Model Town Extension | Model Town Extension Branch, Scf 17 18 D, Libra Bus Road , Ludhiana , Punjab Pin 141002 |
| UCBA0003507 | Bahadur Ke Road | Bahadur Ke Road, Sco 22, Tehsil Ludhiana , Dist. Ludhiana, Punjab, Pin -141007 |
| UCBA0003709 | Malerkotla | Samsons Colony Market, Thandi Sadak, Truck Union, Po Malerkotla, Distt Malerkotla, Punjab… |
All 19 branches the register lists for UCO Bank in Ludhiana. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including UCO Bank branches outside Ludhiana.
How to send money to a UCO Bank account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for UCO Bank in Ludhiana?
There is no single code — each of the 19 branches in Ludhiana has its own. They all begin with UCBA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which UCO Bank branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and UCO Bank has 19 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is UCO Bank the biggest bank in Ludhiana?
No. With 19 branches it ranks 12th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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