India · Ludhiana
Punjab and Sind Bank in Ludhiana: IFSC codes and branch details
Punjab and Sind Bank operates 30 branches in Ludhiana, out of 1,821 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 4.4% of the 675 bank branches in Ludhiana, which makes it the 7th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is Punjab and Sind Bank's 3rd largest city in India and holds about 4.9% of the 612 branches the bank runs across Punjab. Nationally Punjab and Sind Bank is the 21st largest bank in the Reserve Bank of India's register, with 1,821 branches. Every code on this page starts with PSIB0 — those four letters are Punjab and Sind Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Punjab and Sind Bank branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| PSIB0000002 | Ludhiana Sabun Bazar, Ludhiana | Saban Bazar |
| PSIB0000021 | Gill Ludhiana | Guru Nanak Engg. College Gill Ludhiana -141006 |
| PSIB0000145 | Civil Line Ludhiana | Kailash Chowk, Civil Lines , Ludhiana-141001 |
| PSIB0000159 | Sunet | Opp Milk Plant Ferozpur Road Sunet |
| PSIB0000168 | Ludhiana Millerganj | Miller Ganj Gill Road |
| PSIB0000293 | Ludhiana Model Town | Model Town |
| PSIB0000371 | Jamalpur Awana Ludhiana | Jamalpur Awana Ludhiana 141001 |
| PSIB0000419 | Salim Tabri | Salim Tabri Ludhiana 141005 |
| PSIB0000522 | Gurudwara Kalgidhar | Gurudwara Kalgidhar Road |
| PSIB0000539 | Ludhiana Ibd | Ibd |
| PSIB0000609 | Mtsm College Ludhiana | Master Tara Singh Memorial College Subzi Mandi Ludhiana 141008 |
| PSIB0000679 | Haibowal Kalan Ludhiana | Haibowal Kalan Distt |
| PSIB0000680 | Kitchlu Nagar Ludhiana | Kitchlu Nagar Ludhiana 141001 |
| PSIB0000681 | Ludhiana Moti Nagar | Moti Nagar Ludhaina Punjab 141009 |
| PSIB0000682 | Ludhiana New Janta Nagar | New Janta Nagar Ludhiana Punjab 141003 |
| PSIB0000683 | Ludhiana Ifb | Dholewal Chowk |
| PSIB0000692 | Khalsa College Ludhiana | Khalsa College for Women Civil Lines Ludhiana 141001 |
| PSIB0000699 | Ssi Ludhiana | S S I Branch Ind Area Ludhiana Punjab 141001 |
| PSIB0000712 | Ludhiana Baba Ishar Singh School | I S Nanaksar P School Bhai Randhir Singh Nagar Ludhiana Punjab 141001 |
| PSIB0000720 | Ludhiana Agri Hi Tech Branch | Agri Hi Tech Branch Opp Milk Plant Ferozepur Road |
| PSIB0000741 | Ludhiana Spl Personal Banking Branch | 88 Green Fielg Pakhowal Road Ludhiana Punjab 141002 |
| PSIB0000754 | G G S Study Circle Ludhiana | G G S Study Circle Model Town Extn Ludhiana 14100 |
| PSIB0000825 | Ludhiana Ggn Khalasa College | Gujranwala Guru Nanak Khalsa College Civil Line Ludhiana Punjab 141001 |
| PSIB0000826 | G H Public School Ludhiana | G H Public School Dugri Road |
| PSIB0008009 | Ludhiana | 5th Floor Noble Enclave Bhai Bala Chowk Ludhiana 141001 |
| PSIB0009072 | Cenmarg Ludhiana | 5th Floor Noble Enclave Bhai Bala Chowk Ludhiana 141001 |
| PSIB0021049 | Jaspalon | Vpo Jaspalon Tehsil Khanna Distt Ludhiana Distt Ludhiana Punjab 141421 |
| PSIB0021094 | Bahadur Ke | Village Bahadur Ke P O Bhattian Bet Distt Ludhiana Punjab 141008 |
| PSIB0021313 | Sarinh | Village Sarinh Tehsil Ludhiana Distt Ludhiana Punjab 141206 |
| PSIB0021574 | Dbu Jagraon | Lajpat Rai Road |
All 30 branches the register lists for Punjab and Sind Bank in Ludhiana. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Punjab and Sind Bank branches outside Ludhiana.
How to send money to a Punjab and Sind Bank account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Punjab and Sind Bank in Ludhiana?
There is no single code — each of the 30 branches in Ludhiana has its own. They all begin with PSIB0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Punjab and Sind Bank branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Punjab and Sind Bank has 30 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Punjab and Sind Bank the biggest bank in Ludhiana?
No. With 30 branches it ranks 7th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.