India · Ludhiana
Union Bank of India in Ludhiana: IFSC codes and branch details
Union Bank of India operates 33 branches in Ludhiana, out of 11,006 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 4.9% of the 675 bank branches in Ludhiana, which makes it the 6th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is Union Bank of India's 28th largest city in India and holds about 15% of the 224 branches the bank runs across Punjab. Nationally Union Bank of India is the 4th largest bank in the Reserve Bank of India's register, with 11,006 branches. Every code on this page starts with UBIN0 — those four letters are Union Bank of India's own identifier, used at all of its branches nationwide.
IFSC codes for Union Bank of India branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| UBIN0530905 | Ludhiana Main | Cinema Road, Kesarganj Chowk, Dist. Ludhiana, Punjab, Pin - 141 008 |
| UBIN0539732 | G T Road - Ludhiana | G. T. Road, Miller Ganj, Ludhiana, Dist. Ludhiana, Punjab, Pin - 141 003 |
| UBIN0550132 | Ssi Finance Branch | Industrial Area A, Cheema Chowk, Ludhiana, Punjab, Pin - 141 003 |
| UBIN0550795 | Gill Road - Ludhiana | B - Xxi, 2475, Janta Nagar, Gill Road, Ludhiana, Pin - 141 003, Punjab |
| UBIN0550809 | Dugri Road | Union Bank of India, Dugri Road - Ludhiana, Dugri Road, Walia Complex, 41/1, Atam Nagar… |
| UBIN0550817 | Service Br. -ludhiana | 41/1, Walia Complexdugri Road |
| UBIN0552054 | Gtb Sahib Cha.hospital | Shastri Nagar , Model Town , Dist. Ludhiana , Punjab - 141002 |
| UBIN0552062 | Sdp Higher Secondary School | S. D. P. S/s School, Hazuri Road, Chaudi Sadak, Beni Ram Galli, Near Sunehari Gurudwara, Dist… |
| UBIN0554421 | Civil Lines - Ludhiana | B-xix-353/14, Dr. Hira Singh Road, Civil Lines, Ludhiana, Punjab - 141 001 |
| UBIN0556068 | R.o.ludhiana | 41/1 Walia Complex, Dugri Road Ludhiana Punjab Pin-141003 |
| UBIN0556572 | R.a.b Ludhiana | S C O No.-142, Feroze Gandhi |
| UBIN0560383 | Rajpura | D7 8 Calibre Market Patiala Rd Rajpura |
| UBIN0560405 | Fateh Garh Sahib | Gee Pee Complex Bassi Road |
| UBIN0560413 | Focal Point Ludhiana | Scf 2&3 Urban Estate Phase Ii Focal Point |
| UBIN0560715 | Sultanpur Lodhi | Gill Mkt Gurudwara Be Sahib Road Sultanpur Lodhi Dist |
| UBIN0566896 | Mid Corporate Ludhiana | Grnd Flr, 41/1 Walia , Complex, Atam Nagar , Ludhiana , Punjab , Pincode-141003 |
| UBIN0567485 | Doraha | Kalkata Market Railway Board Ludhiana Punjabpin -144211 |
| UBIN0569054 | Kitchlu Nagar Ludhiana | 3a, Rishi Nagar, Adjoining Kitchlu Nagr Ludhiana Punjab Pincode 141003 |
| UBIN0569062 | B R S Nagar Ludhiana | S C O 43g, Main Market, B R S Nagar, Ludhiana , Pin-141003 |
| UBIN0577014 | Basant City Ludhiana | Phullanwala, Vasant Avenue, 141013 |
| UBIN0577871 | Shakti Nagar Ludhiana | 745/4ab Shakti Nagar Opposite Gurdev Nagar Near Hero Bakery Chowk Pakhowal Road |
| UBIN0579963 | Arb Ludhiana | Kalras Building, First Floor, B-xv-295/b & B-xv-295/c, Near Oswal Street, Miller Ganj, Gt Road… |
| UBIN0590444 | Umfb Bahadur Ke Road | Scf - 12, Main Bahadur Ke Road, Ludhiana - 141008 |
| UBIN0803405 | Ludhiana | B-xv-295/b& B-xv-295/c, Near Oswal Streetmiller Ganj, G T Road, Ludhiana-141003 |
| UBIN0816680 | Model Town Extn, Ludhiana | Sco 28, Model Town Extn, Block-aludhiana ( Punjab ) Pin Code 141002 |
| UBIN0824933 | Jamalapur | Sco 2, Sector 32a, Urban Estate, Chandigarh Road, Ludhiana, Punjab, 141010 |
| UBIN0825824 | Ferozpur Road | Ferozpur Riad Branch, Bxx 3369, Gurdev Nagar, Ferozpur Road |
| UBIN0826499 | Shaheed Bhagat Singh Nagar | Scf 24 25 26, Shaheed Bhagat Singh Nagar, Pakhowal Road, Ludhiana, Punjab 141001 |
| UBIN0827801 | Kot Gangurai | Village Post Kot Gangurai, Tehsil Kum Kalan, Ludhiana Dist, 141113 |
| UBIN0904805 | Ludhiana | Sco34 Feroz Gandhi Market, Pakhowal Road, Ludhiana 141001 |
| UBIN0912590 | Ludhiana Sector | Sco16, Sector32a, Chandigarh Road, Ludhiana, Punjab, Pincode 141001 |
| UBIN0930148 | Ludhiana Sunder Nagar | 2658 1 Sunder Nagar Ludhiana 141007 |
| UBIN0930156 | Field Ganj | 483 378 378 1 Old Jail Road Field Ganj |
All 33 branches the register lists for Union Bank of India in Ludhiana. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Union Bank of India branches outside Ludhiana.
How to send money to a Union Bank of India account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Union Bank of India in Ludhiana?
There is no single code — each of the 33 branches in Ludhiana has its own. They all begin with UBIN0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Union Bank of India branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Union Bank of India has 33 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Union Bank of India the biggest bank in Ludhiana?
No. With 33 branches it ranks 6th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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