India · Ludhiana
Bank of India in Ludhiana: IFSC codes and branch details
Bank of India operates 28 branches in Ludhiana, out of 7,085 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 4.1% of the 675 bank branches in Ludhiana, which makes it the 9th largest bank in the city by branch count. The largest in Ludhiana is Punjab National Bank, with 107. Ludhiana is Bank of India's 38th largest city in India and holds about 17% of the 166 branches the bank runs across Punjab. Nationally Bank of India is the 8th largest bank in the Reserve Bank of India's register, with 7,085 branches. Every code on this page starts with BKID0 — those four letters are Bank of India's own identifier, used at all of its branches nationwide.
IFSC codes for Bank of India branches in Ludhiana
| IFSC code | Branch | Address |
|---|---|---|
| BKID0006362 | Rampura Phul | Bank Bazaar Near Dr Satpalpo Rampura Phul |
| BKID0006363 | Gidderwindi | Vpo Gidderwindi Tehsil Jagraondistt |
| BKID0006493 | Bhai Randhir Singh Nagar | 35 Gbrs Nagaropp Police |
| BKID0006494 | Barewal Road | Barewal Roadludhiana Branch9573cashapuri Chowkbarewal Road |
| BKID0006495 | Dugri Road | Scf 6 Phase I Urban Estatedugri Road |
| BKID0006497 | Rara Sahib | Rara Sahib Branch V P O Karamsar Rara Sahib Tehsil Payal Dist Ludhiana Punjab 141117 |
| BKID0006498 | South City Ayali Khurd | South City Ayali Khurd 26 L South City Ayali Khurd Ludhiana 142027 |
| BKID0006500 | Ludhiana | Guru Tegh Bahadur Marketg T Road Near Clock Tower |
| BKID0006501 | Model Town | 579 Model |
| BKID0006502 | Bharat Nagar Chowk | The |
| BKID0006506 | Partapsingh Wala | Hambran |
| BKID0006508 | Ludhiana Asset Recovery Branch | Guru Teg Bahadur Market Near Clock |
| BKID0006509 | Ludhiana Hub | Bharath Nagarchowkthe Mall |
| BKID0006510 | Ludhiana Service | 3637 Rangi Ram Streetpost Box No 218 |
| BKID0006512 | Ludhiana Industrial Area | Dhandaridistrict |
| BKID0006515 | Kila Raipur | Kila Raipurdistrict |
| BKID0006517 | Payal | Payaldistrict |
| BKID0006520 | Raekot | Raekotdistrict |
| BKID0006524 | Machhiwara | Samrala Roadat Aoran Adyana Machhiwara |
| BKID0006527 | Kochar Market | Kochar Market Ludhianapunjab Pin 141 002 |
| BKID0006529 | Ludhiana Ssi | Ludhiana Ssi Branch223 Industrial Area A |
| BKID0006533 | College Road | College Roadvpo Dakha |
| BKID0006534 | Ramgarh Ludhiana | Ludhiana Chandigarh Road Near Mai Bhago Collfor Women Vpo Ramgarh |
| BKID0006536 | Shaheed Udham Singh Nagar | Scf 2 Udham Singh |
| BKID0006566 | Bulara | On Main Malerkotla Roadvillage Bulara |
| BKID0006594 | Rahon Road | Bank of Indiarahon Road Branch1251 By 1near Bsnl Exchangerahon Roadludhianapunjab 141007 |
| BKID0006597 | Eccb Ludhiana | Scf 35-g, Block Bhai Randhir Singh Nagar, Ludhiana, Punjab - 141012 |
| BKID000ZC58 | Ludhiana Zcod | Scf 35 G Block Bhai Randhir Singh Nagar |
All 28 branches the register lists for Bank of India in Ludhiana. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Bank of India branches outside Ludhiana.
How to send money to a Bank of India account in Ludhiana
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Bank of India in Ludhiana?
There is no single code — each of the 28 branches in Ludhiana has its own. They all begin with BKID0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Bank of India branch in Ludhiana should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Bank of India has 28 of them in Ludhiana. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ludhiana?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Bank of India the biggest bank in Ludhiana?
No. With 28 branches it ranks 9th in Ludhiana, behind Punjab National Bank, which has 107. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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