India · Gujarat

Bank branches in Surat: IFSC codes by bank

Surat has 1,030 bank branches from 67 banks. To receive money from abroad into an account in Surat, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.

By branch count Surat is the 12th largest city in India, and holds about 8.5% of the 12,133 branches in Gujarat. Bank of Baroda has the widest network here with 108 branches — about 10% of everything in the city. At the other end, 16 banks keep just a single branch in Surat, usually a regional or cooperative one. That spread is why the IFSC matters: 67 banks issue codes in this one city, and only the recipient's own branch code will route the payment.

Send money to India

Banks with branches in Surat

Banks with branches in Surat
Bank	Branches in Surat
Bank of Baroda	108
State Bank of India	83
ICICI Bank Limited	62
HDFC Bank	61
The Surat District Cooperative Bank Limited	53
Axis Bank	51
Yes Bank	49
Punjab National Bank	47
Kotak Mahindra Bank Limited	37
The Surath Peoples Cooperative Bank Limited	31
Union Bank of India	31
Bank of India	28
Indusind Bank	28
The Gujarat State Cooperative Bank Limited	25
The Varachha Cooperative Bank Limited	25
Canara Bank	23
Prime Cooperative Bank Limited	22
Sutex Cooperative Bank Limited	19
Central Bank of India	17
Surat National Cooperative Bank Limited	16
IDBI Bank	14
Bank of Maharashtra	14
Indian Bank	13
Au Small Finance Bank Limited	11
Jana Small Finance Bank Ltd	11
UCO Bank	11
Akhand Anand Co-operative Bank Ltd	10
Idfc First Bank Ltd	10
Kalupur Commercial Cooperative Bank	10
Bandhan Bank Limited	9
Federal Bank	9
Indian Overseas Bank	7
The Mehsana Urban Cooperative Bank	7
City Union Bank Limited	6
Rbl Bank Limited	6
The Zoroastrian Cooperative Bank Limited	6
Dcb Bank Limited	5
Equitas Small Finance Bank Limited	5
The Cosmos Co Operative Bank Limited	3
Dbs Bank India Limited	3
Karur Vysya Bank	3
Saraswat Cooperative Bank Limited	3
Tjsb Sahakari Bank Ltd	3
Ujjivan Small Finance Bank Limited	3
Unity Small Finance Bank Limited	3
Utkarsh Small Finance Bank	3
Ahmedabad Mercantile Cooperative Bank	2
Karnataka Bank Limited	2
Punjab and Sind Bank	2
South Indian Bank	2
Tamilnad Mercantile Bank Limited	2
Bharat Cooperative Bank Mumbai Limited	1
Bombay Mercantile Cooperative Bank Ltd	1
Csb Bank Limited	1
Deutsche Bank	1
Dhanalakshmi Bank	1
Esaf Small Finance Bank Limited	1
Fino Payments Bank	1
Hsbc Bank	1
Jammu and Kashmir Bank Limited	1
The Kalyan Janata Sahakari Bank Ltd.	1
Nkgsb Cooperative Bank Limited	1
The Nasik Merchants Cooperative Bank Limited	1
Nutan Nagarik Sahakari Bank Limited	1
Standard Chartered Bank	1
Shivalik Small Finance Bank Limited	1
The Shamrao Vithal Cooperative Bank	1

Find a branch by its IFSC code

All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Surat that are not in the table above.

How to send money to Surat

Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
Fund your transfer from your own USD, EUR or GBP account details.
Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.

Common questions

How many bank branches are there in Surat?

1,030 branches from 67 banks, according to the Reserve Bank of India's register. That is the 12th largest concentration of any city in the country.

How do I send money to someone in Surat?

You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.

Do all banks in Surat use the same IFSC code?

No. The code identifies a single branch, not the bank and not the city — there are 1,030 different codes in use in Surat alone. Two branches of the same bank on the same street have different codes.

What is the fastest way to receive money in India?

Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.

Where this data comes from

Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].

Who we are

PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.