India · Surat
The Varachha Cooperative Bank Limited in Surat: IFSC codes and branch details
The Varachha Cooperative Bank Limited operates 25 branches in Surat, out of 30 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 2.4% of the 1,030 bank branches in Surat, which makes it the 15th largest bank in the city by branch count. The largest in Surat is Bank of Baroda, with 108. Surat is The Varachha Cooperative Bank Limited's largest city in India and holds about 83% of the 30 branches the bank runs across Gujarat. Nationally The Varachha Cooperative Bank Limited is the 126th largest bank in the Reserve Bank of India's register, with 30 branches. Every code on this page starts with VARA0 — those four letters are The Varachha Cooperative Bank Limited's own identifier, used at all of its branches nationwide.
IFSC codes for The Varachha Cooperative Bank Limited branches in Surat
| IFSC code | Branch | Address |
|---|---|---|
| VARA0289001 | Affil Tower Branch | Affil Tower, L. H. Road, Surat-395006 |
| VARA0289002 | Kamrej Branch | Dharam Shopping Centre, Kamrej Char Rasta, Kamrej, Dist |
| VARA0289003 | Ring Road Branch | 1st Floor, Vankarsangh Building, Opp. Jash Market, Ring Road, Surat-395003 |
| VARA0289004 | Kadodra Branch | Thakorji Complex, Kadodra Char Rasta, Kadodra-394327 |
| VARA0289005 | Kapodra Branch | Near Siddhkutir Mandir, Kapodra, Varachha Road, Surat-395006 |
| VARA0289006 | Katargam Branch | Sardar Complex, Katargam Main Road, Near Bal Anath Ashram, Katargam-395004 |
| VARA0289007 | Punagam Branch | Resma Residency, Near Punagam Canal Road, Punagam Surat-395010 |
| VARA0289008 | Sachin Branch | Laxmivilla Township, G. I. D. C., Sachin-394230 |
| VARA0289012 | Yogi Chowk Branch | First Floor, Swapn Residency, Yogi Chowk, Nr. Water Tank, Surat-395010 |
| VARA0289013 | Mota Varachha Branch | Ground Floor, Abhishek-iii Residency, Nr. Sudama Chowk, Mota Varachha, Surat 394101 |
| VARA0289014 | Sarthana Branch | 103, Deepkamal Commercial Hub, Nr. Nature Park, Sarthana, Surat-kamrej Road, Surat-395006 |
| VARA0289015 | Hirabaug Branch | Shop No. 7-9, Mangaldeep Complex, Opp. Shree Ramnagar Socety, Hirabaug, Surat-395006 |
| VARA0289016 | Ved Dabholi Branch | Shop No. 1 to 8, Ground Floor, Building A/2, Devi Complex, Dabholi Char Rasta |
| VARA0289017 | Adajan Branch | Shop No. 1, Ground Floor, Sovereign Shoppers, Nr. Sindhu Seva Samiti School, Anandmahal Road… |
| VARA0289018 | A.k.road Branch | Shop No. 6 to 10, 1st Floor, Twin Tower, Ankur Char Rasta, A. K. Road |
| VARA0289019 | Amroli Branch | Gr Floor 22 to 25, 99 Shopping Centre, Opp Bhagunagar, Amroli Sayan Road |
| VARA0289020 | Kargil Chowk Punagam Branch | Shop No. 110 to 113, 1st Floor, Nilkanth Plaza, Nr Balaji Residency , Kargil Chowk, Punagam |
| VARA0289021 | Pal Branch | Gr Floor, Shop No. 23-24, Siddhachakara Residency-b, Galaxy Circle, Green City Road, Pal |
| VARA0289022 | Udhana Pandesara Road Branch | Shop No 401 to 407 Meezzanine Floor, Arihant Comples, Udhana Pandesara Road |
| VARA0289023 | Udhana Magdalla Road Brach | 2, Ground Floor, Orleaans Comples, Near Sosyo Circle, Udhana Magdalla Road |
| VARA0289025 | Kasa Nagar | G-2, Ground Floor, Apple Square, Near Gajera Vidhyabhavan, Gajera Circle, Kasa Nagar, Katargam… |
| VARA0289026 | Vraj Chowk | 1st Floor, Administrative Building, Opp. Rushikesh Township, Near Vraj Chowk, Sarthana Varachha… |
| VARA0289028 | Utran | Shop No. G-85 to 87, Ground Floor, Silver Business Point, Near Vip Circle, Utran, Surat-394101 |
| VARA0289029 | Svp Road | G-3, Pragati Celestia, Opp. Pragati Business Park, Sardar Vallabhbhai Patel Road, Mota Varachha |
| VARA0289030 | Gadhpur Road | G-3 to 5, Tfc- the Future Corner, Near 300 Feet Ring Road, Pasodara Gadhpur Junction, Gadhpur… |
All 25 branches the register lists for The Varachha Cooperative Bank Limited in Surat. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including The Varachha Cooperative Bank Limited branches outside Surat.
How to send money to a The Varachha Cooperative Bank Limited account in Surat
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for The Varachha Cooperative Bank Limited in Surat?
There is no single code — each of the 25 branches in Surat has its own. They all begin with VARA0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which The Varachha Cooperative Bank Limited branch in Surat should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and The Varachha Cooperative Bank Limited has 25 of them in Surat. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Surat?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is The Varachha Cooperative Bank Limited the biggest bank in Surat?
No. With 25 branches it ranks 15th in Surat, behind Bank of Baroda, which has 108. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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