India · Chennai
Utkarsh Small Finance Bank in Chennai: IFSC codes and branch details
Utkarsh Small Finance Bank operates 5 branches in Chennai, out of 1,115 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is under 1% of the 2,454 bank branches in Chennai, which makes it the 38th largest bank in the city by branch count. The largest in Chennai is State Bank of India, with 236. Chennai is Utkarsh Small Finance Bank's 32nd largest city in India and holds about 31% of the 16 branches the bank runs across Tamil Nadu. Nationally Utkarsh Small Finance Bank is the 28th largest bank in the Reserve Bank of India's register, with 1,115 branches. Every code on this page starts with UTKS0 — those four letters are Utkarsh Small Finance Bank's own identifier, used at all of its branches nationwide.
IFSC codes for Utkarsh Small Finance Bank branches in Chennai
| IFSC code | Branch | Address |
|---|---|---|
| UTKS0001609 | Velachery Chennai | Utkarsh Small Finance Bank, Ground Floor New No 350/1velacherry, Tambaram Main Road Opp Adyar… |
| UTKS0001610 | Nanganallur Chennai | Utkarsh Small Finance Bank Grnd & 1st Flr P No 85 Mncpl No13, Nr Sub Regstrr Nanganallur, 1st… |
| UTKS0001611 | Ashok Nagar Chennai | Tsmllfinncebn, Goundfloono397tavenue, Asongcenni, Tnpin-600083 |
| UTKS0001686 | Mogappair Chennai | Grd Flr Blk No10 Plt No14 Surveyno 319-330 Prt Dr. Purtchi Thalaivi Jjayalalitha Nagr Est… |
| UTKS0001730 | Ambattur | Plot No.91a& 91b Rmr Commercial Complex North Park Street Venkatapuram Ambattur Chennai-600053 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches outside Chennai.
How to send money to a Utkarsh Small Finance Bank account in Chennai
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Utkarsh Small Finance Bank in Chennai?
There is no single code — each of the 5 branches in Chennai has its own. They all begin with UTKS0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Utkarsh Small Finance Bank branch in Chennai should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Utkarsh Small Finance Bank has 5 of them in Chennai. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Chennai?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Utkarsh Small Finance Bank the biggest bank in Chennai?
No. With 5 branches it ranks 38th in Chennai, behind State Bank of India, which has 236. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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