India · Banks
Utkarsh Small Finance Bank: IFSC codes by city
Utkarsh Small Finance Bank has 1,115 branches in India, spread across 743 cities in 28 states and union territories. Pick the city below to see the branch list with IFSC codes. The data comes from the Reserve Bank of India's branch register.
Utkarsh Small Finance Bank is the 28th largest bank in India by branch count, holding under 1% of the 179,730 branches in the register. Its network is heaviest in Bihar (274), Uttar Pradesh (232) and Odisha (103). The single largest presence is Allahabad, with 16 branches. In 255 towns and cities it has more branches than any other bank. All of its IFSC codes begin with UTKS0.
Where Utkarsh Small Finance Bank has branches
| City | Branches | State |
|---|---|---|
| Allahabad | 16 | Uttar Pradesh |
| Gorakhpur | 14 | Uttar Pradesh |
| Varanasi | 13 | Uttar Pradesh |
| Patna | 13 | Bihar |
| Delhi | 13 | Delhi |
| Mirzapur | 12 | Uttar Pradesh |
| Deoria | 10 | Uttar Pradesh |
| Jaunpur | 8 | Uttar Pradesh |
| Gopalganj | 8 | Bihar |
| Muzaffarpur | 8 | Bihar |
| Kolkata | 8 | West Bengal |
| Kushinagar | 7 | Uttar Pradesh |
| Gaya | 7 | Bihar |
| Mumbai | 7 | Maharashtra |
| Saran | 6 | Bihar |
| Nagpur | 6 | Maharashtra |
| Samastipur | 6 | Bihar |
| New Delhi | 6 | Delhi |
| Rohtas | 6 | Bihar |
| Ghazipur | 5 | Uttar Pradesh |
| Azamgarh | 5 | Uttar Pradesh |
| Siwan | 5 | Bihar |
| Maharajganj, Uttar Pradesh | 5 | Uttar Pradesh |
| Hazaribagh | 5 | Jharkhand |
| Raipur | 5 | Chhattisgarh |
| Ranchi | 5 | Jharkhand |
| Cuttack | 5 | Odisha |
| Bangalore | 5 | Karnataka |
| Chennai | 5 | Tamil Nadu |
| Sultanpur | 4 | Uttar Pradesh |
| Haridwar | 4 | Uttarakhand |
| Dehradun | 4 | Uttarakhand |
| Jabalpur | 4 | Madhya Pradesh |
| Basti | 4 | Uttar Pradesh |
| Vaishali | 4 | Bihar |
| Bhagalpur | 4 | Bihar |
| Yavatmal | 4 | Maharashtra |
| Darbhanga | 4 | Bihar |
| Pratapgarh, Uttar Pradesh | 4 | Uttar Pradesh |
| Katihar | 4 | Bihar |
| Dumka | 4 | Jharkhand |
| Gurgaon | 4 | Haryana |
| Mayurbhanj | 4 | Odisha |
| Meerut | 4 | Uttar Pradesh |
| Jaipur | 4 | Rajasthan |
| Gujarat | 4 | Gujarat |
| Kerala | 4 | Kerala |
| Palamu | 4 | Jharkhand |
| Gumla | 4 | Jharkhand |
| Chandauli | 3 | Uttar Pradesh |
| Ballia | 3 | Uttar Pradesh |
| Sant Kabir Nagar | 3 | Uttar Pradesh |
| Aurangabad, Bihar | 3 | Bihar |
| Ambala | 3 | Haryana |
| Sonbhadra | 3 | Uttar Pradesh |
| Purnia | 3 | Bihar |
| Bokaro | 3 | Jharkhand |
| Nayagarh | 3 | Odisha |
| Sambalpur | 3 | Odisha |
| Agra | 3 | Uttar Pradesh |
| Ghaziabad | 3 | Uttar Pradesh |
| Chandigarh | 3 | Chandigarh |
| Vadodara | 3 | Gujarat |
| Surat | 3 | Gujarat |
| Pune | 3 | Maharashtra |
| Saharanpur | 3 | Uttar Pradesh |
| Thane | 3 | Maharashtra |
| Kalahandi | 3 | Odisha |
| Sundargarh | 3 | Odisha |
| Bijnor | 3 | Uttar Pradesh |
Showing 70 of the 743 cities where Utkarsh Small Finance Bank operates, largest first. Cities with a branch list of their own are linked.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Utkarsh Small Finance Bank branches in cities without their own page.
How to send money to a Utkarsh Small Finance Bank account
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many branches does Utkarsh Small Finance Bank have?
1,115 branches across 743 cities and 28 states and union territories, according to the Reserve Bank of India's branch register.
How do I find the IFSC code for my Utkarsh Small Finance Bank branch?
Open the city page below and look for the branch name your recipient gave you. Every one of the 1,115 branches has its own eleven-character code beginning UTKS0, and it is printed on the account holder's cheque book.
Can I send money from abroad to a Utkarsh Small Finance Bank account?
Yes. You need the account holder's name, account number and the IFSC code of their branch — one of 1,115 across 28 states and union territories. The money arrives as a local Indian transfer in rupees.
Is the IFSC code the same as a SWIFT code?
No. IFSC routes payments inside India; SWIFT/BIC routes international ones. If your provider pays out locally in India, IFSC is what you need.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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