India · Kerala
Bank branches in Kottayam: IFSC codes by bank
Kottayam has 345 bank branches from 39 banks. To receive money from abroad into an account in Kottayam, you need the account number and the branch's IFSC code. Pick the bank below to see its branches and codes.
By branch count Kottayam is the 50th largest city in India, and holds about 3.9% of the 8,932 branches in Kerala. State Bank of India has the widest network here with 97 branches — about 28% of everything in the city. At the other end, 19 banks keep just a single branch in Kottayam, usually a regional or cooperative one. That spread is why the IFSC matters: 39 banks issue codes in this one city, and only the recipient's own branch code will route the payment.
Banks with branches in Kottayam
| Bank | Branches in Kottayam |
|---|---|
| State Bank of India | 97 |
| The Kerala State Co Operative Bank Ltd | 58 |
| Kerala Grameena Bank | 37 |
| Federal Bank | 18 |
| South Indian Bank | 18 |
| Union Bank of India | 17 |
| Canara Bank | 15 |
| HDFC Bank | 11 |
| IDBI Bank | 9 |
| Esaf Small Finance Bank Limited | 7 |
| Csb Bank Limited | 6 |
| Axis Bank | 6 |
| Punjab National Bank | 5 |
| Bank of Baroda | 4 |
| ICICI Bank Limited | 4 |
| Indian Overseas Bank | 4 |
| Central Bank of India | 3 |
| Indian Bank | 3 |
| Rbl Bank Limited | 2 |
| UCO Bank | 2 |
| Au Small Finance Bank Limited | 1 |
| Bandhan Bank Limited | 1 |
| Bank of India | 1 |
| City Union Bank Limited | 1 |
| Dbs Bank India Limited | 1 |
| Dcb Bank Limited | 1 |
| Dhanalakshmi Bank | 1 |
| Equitas Small Finance Bank Limited | 1 |
| Idfc First Bank Ltd | 1 |
| Indusind Bank | 1 |
| Karnataka Bank Limited | 1 |
| Kotak Mahindra Bank Limited | 1 |
| Karur Vysya Bank | 1 |
| Bank of Maharashtra | 1 |
| Punjab and Sind Bank | 1 |
| Tamilnad Mercantile Bank Limited | 1 |
| Ujjivan Small Finance Bank Limited | 1 |
| Utkarsh Small Finance Bank | 1 |
| Yes Bank | 1 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including branches in Kottayam that are not in the table above.
How to send money to Kottayam
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
How many bank branches are there in Kottayam?
345 branches from 39 banks, according to the Reserve Bank of India's register. That is the 50th largest concentration of any city in the country.
How do I send money to someone in Kottayam?
You need their full name, account number and the IFSC code of their branch. Open the bank below to find the code, then send in rupees — it arrives as a local Indian transfer.
Do all banks in Kottayam use the same IFSC code?
No. The code identifies a single branch, not the bank and not the city — there are 345 different codes in use in Kottayam alone. Two branches of the same bank on the same street have different codes.
What is the fastest way to receive money in India?
Local rupee payments into an Indian account usually clear within one business day. International wire transfers into the same account take longer and cost more.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
Who we are
PayerPay is operated by PAYER PAY INTERNATIONAL INC (Company ID BC1526086), registered with the Financial Transactions and Reports Analysis Centre of Canada under MSB registration C100001025 and with the Bank of Canada under the Retail Payment Activities Act. Payment details are issued through licensed banking partners.