India · Kargil
State Bank of India in Kargil: IFSC codes and branch details
State Bank of India operates 8 branches in Kargil, out of 25,281 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 26% of the 31 bank branches in Kargil, which makes it the 2nd largest bank in the city by branch count. The largest in Kargil is Jammu and Kashmir Bank Limited, with 15. Kargil is State Bank of India's 457th largest city in India and holds about 3.3% of the 245 branches the bank runs across Jammu and Kashmir. Nationally State Bank of India is the largest bank in the Reserve Bank of India's register, with 25,281 branches. Every code on this page starts with SBIN0 — those four letters are State Bank of India's own identifier, used at all of its branches nationwide.
IFSC codes for State Bank of India branches in Kargil
| IFSC code | Branch | Address |
|---|---|---|
| SBIN0001390 | Kargil | Distkargil Jammu and Kashmir 194103 |
| SBIN0007750 | Shargol | Distkargil, Jammu and Kashmir 194109 |
| SBIN0061713 | Bodh Kharboo | State Bank of India Bodh Kharboo District-kargil Ladakh ( Ut)-194109 |
| SBIN0063955 | Padum | State Bank of India, Main Market, Padum, Zanskar, Dist.-kargil, Ut - Ladakh 194302 |
| SBIN0064098 | Khurbathang | State Bank of India, Main Market, Khurbathang, Dist.-kargil, Ut - Ladakh 194103 |
| SBIN0064256 | Taisuru | State Bank of India, Main Market, Taisuru, Dist.-kargil, Ut - Ladakh 194103 |
| SBIN0064258 | Sankoo | State Bank of India, Main Market, Sankoo, Dist.-kargil, Ut -ladakh 194103 |
| SBIN0064390 | Garkone | State Bank of India, Main Market, Garkone, Block -soudh, Dist.-kargil, Ut - Ladakh 194109 |
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including State Bank of India branches outside Kargil.
How to send money to a State Bank of India account in Kargil
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for State Bank of India in Kargil?
There is no single code — each of the 8 branches in Kargil has its own. They all begin with SBIN0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which State Bank of India branch in Kargil should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and State Bank of India has 8 of them in Kargil. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Kargil?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is State Bank of India the biggest bank in Kargil?
No. With 8 branches it ranks 2nd in Kargil, behind Jammu and Kashmir Bank Limited, which has 15. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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