Kotak Mahindra Bank Limited in Mumbai: IFSC codes and branch details

There is no single code — each of the 165 branches in Mumbai has its own. They all begin with KKBK0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.

The one where the account was opened — the code is tied to that branch, not to the city, and Kotak Mahindra Bank Limited has 165 of them in Mumbai. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.

Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.

No. With 165 branches it ranks 9th in Mumbai, behind State Bank of India, which has 300. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.

The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.