India · Ratnagiri
Bank of India in Ratnagiri: IFSC codes and branch details
Bank of India operates 17 branches in Ratnagiri, out of 7,085 across India. Every branch has its own IFSC code — you need it, together with the account number, to receive a local transfer in Indian rupees. The codes below come from the Reserve Bank of India's own register.
That is about 13% of the 130 bank branches in Ratnagiri, which makes it the 2nd largest bank in the city by branch count. The largest in Ratnagiri is Maharashtra Gramin Bank, with 26. Ratnagiri is Bank of India's 71st largest city in India and holds about 1.8% of the 958 branches the bank runs across Maharashtra. Nationally Bank of India is the 8th largest bank in the Reserve Bank of India's register, with 7,085 branches. Every code on this page starts with BKID0 — those four letters are Bank of India's own identifier, used at all of its branches nationwide.
IFSC codes for Bank of India branches in Ratnagiri
| IFSC code | Branch | Address |
|---|---|---|
| BKID0001400 | Ratnagiri | Boi Bldg Netaji Subhash Roadsawarkar Chowk Pbno56 |
| BKID0001411 | Chiplun | Ayeshabi Complexbazar Peth Chiplun |
| BKID0001435 | Ratnagiri Mirjole Industrial | Mirjole Midc Buildingcommon Facility Centre |
| BKID0001455 | Dapoli | Kelaskar Naka at Post Dapolidistt |
| BKID0001463 | Maruti Mandir | Ratnagiri Kolhapur Highwayshivaji Nagar |
| BKID0001474 | Furus | At Post Furus Amshettal Khed Distt |
| BKID0001475 | Pawas | House No493 Bbazarpethat Post Pawastaluka Dist |
| BKID0001476 | Kotawade | Grampanchayat Buildingap |
| BKID0001477 | Pali Ratnagiri | House No 905 Grampanchayat Buildingbajarpeth |
| BKID0001481 | Jakadevi | Riddhi Siddhi Bldg House No502 Atjakadevipost Khalgaon Taluka Dist |
| BKID0001484 | Karwanchiwadi | Gayalwadi Stop Ratnagiri Kolhapur Highwaykarwanchiwadi Taluka Dist |
| BKID0001485 | Vesvi | House No52vishwnath Smrutibazarpethvesvi |
| BKID0001495 | Vahal | At Post Vahal Taluka Chiplun Pin 415641 |
| BKID0001496 | Niwali Titha | At Post Niwali Opp Zilla Parishad School Mumbai Goa Highway Pin Code 415639 |
| BKID0001497 | Oni | Oni Shivane Road A P Oni Mumbai Goa Highway Tal Rajapur Pincode 416705 |
| BKID0001498 | Gaotale | Bank of India Gaotale, Mauli Complex, Karbelacha Tilacha Mall, Gaotale, Tal Dapoli, Ratnagiri… |
| BKID0001499 | Nachane Road | Padmini Residency Commercial Shop No.3/4, Nachane Road, Near Power House, Ratnagiri… |
All 17 branches the register lists for Bank of India in Ratnagiri. Ask your recipient for the exact branch name to confirm the code.
Find a branch by its IFSC code
All 182,498 codes in the Reserve Bank of India register, snapshot of 2026-08-21, are searchable here. It covers branches this page does not list, including Bank of India branches outside Ratnagiri.
How to send money to a Bank of India account in Ratnagiri
- Get the details from your recipient — full name as it appears on the account, account number and the IFSC code of their branch.
- Fund your transfer from your own USD, EUR or GBP account details.
- Send in INR — the money arrives as a local Indian transfer, so the recipient does not need to deal with international banking.
Common questions
What is the IFSC code for Bank of India in Ratnagiri?
There is no single code — each of the 17 branches in Ratnagiri has its own. They all begin with BKID0, and the last six characters identify the individual branch. Find your recipient's branch in the table above to get the exact one.
Which Bank of India branch in Ratnagiri should I send to?
The one where the account was opened — the code is tied to that branch, not to the city, and Bank of India has 17 of them in Ratnagiri. If your recipient is not sure which is theirs, it is printed on their cheque book and shown in their banking app.
Do I need the IFSC code to receive money in Ratnagiri?
Yes. For a local transfer into an Indian bank account you need the account number and the IFSC code of the receiving branch. Without the IFSC the payment cannot be routed.
Is Bank of India the biggest bank in Ratnagiri?
No. With 17 branches it ranks 2nd in Ratnagiri, behind Maharashtra Gramin Bank, which has 26. Branch count is not the same as which bank is best for receiving money from abroad — any Indian account can receive a local rupee transfer.
What if I have the wrong IFSC code?
The transfer will normally be rejected and the money returned, but this takes time and a fee may apply. Always confirm the code with the recipient before sending.
Where this data comes from
Branch names, addresses and IFSC codes are taken from the Reserve Bank of India's list of NEFT-enabled branches, snapshot of 2026-08-21. The RBI compiles it from the participating banks themselves, so spellings follow the banks' own records. We normalise state names and city spellings, merge duplicate names for the same city, and exclude administrative entries such as RTGS head offices and service branches from branch counts. Nothing is added to the data. Found something wrong? Write to [email protected].
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